Guaranteed protection, index-based growth*
Prestige Indexed policies combine whole life guarantees with index-based upside potential
Overview
About Prestige Indexed Whole Life
Give your clients the best of both worlds. Prestige Indexed whole life policies offer the guaranteed protection clients rely on, combined with index-based allocation options for higher, market-based growth potential.
PRODUCT INFORMATION
Indexed whole life insurance
Product details
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Accumulating and accessing assets
- Four diverse Index Accounts and a competitive Fixed Account
- Guaranteed 20 basis point bonus interest crediting starting in policy year 11
- Indexed and standard loan options for flexible access to cash value with the ability to switch between loan types as often as every 12 months
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Guaranteed protection
- Guaranteed cash value accumulation, death benefit protection and level premiums
- 0% floor on Index Accounts ensures clients won’t lose money due to poor market performance
- 10- and 20-year premium payment period options
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Optional riders
- Accelerated Benefit Rider for chronic and terminal illnesses
- Guaranteed Purchase Option (GPO) Rider
- Overloan Protection Rider
- Waiver of Premium for Total Disability (WPD) Rider
- Children’s Term Life Insurance Rider
- Single Premium Rider
Prestige Indexed 10 Pay whole life
Discover More
Learn more about indexed whole life insurance
*Interest linked growth is based in part on the movement of the selected market index and is subject to applicable caps, spreads, and/or participation rates.
Indexed whole life insurance is issued by AuguStarSM Life Assurance Corporation. Product, product features and rider availability vary by state. Issuer not licensed to conduct business in NY.
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